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Your Local Kansas City Independent Insurance Agency

Heartland Insurance Agency specializes in business insurance, manufacturing insurance, malpractice insurance, professional liability insurance, and commercial trucking insurance.

One Stop Shopping for all your insurance needs

Heartland Insurance Agency, Inc. is licensed to handle all of your insurance needs in both Kansas and Missouri. As an independent boutique agency, we work with several different carriers to bring you a variety of policies and coverage options. We take pride in our excellent customer service, and you can take satisfaction in knowing that you will always be able to speak directly with our agency owner if you have any questions. Whether you are looking for auto, home, business, life, or health insurance, Heartland Insurance Agency, Inc. has a solution for you. Contact us for a quote today!

Ben Javaheri
Ben Javaheri
President
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Commercial Trucking Insurance

Commercial Trucking

Whether you’re working in construction, excavation, manufacturing, or any other private carrier capacity, we have truck insurance solutions for you.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Recent News & Updates

4 Reasons to Purchase Business Interruption Insurance

Posted: December 4, 2025

The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production.  Property insurance pays to repair buildings and equipment; BI covers...

A Guide to Winterizing Your Home

Posted: December 2, 2025

Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...

Your Business Insurance Policy Checklist

Posted: November 19, 2025

As your business evolves over time, so should your insurance protection. Staying proactive with insurance coverage can mean the difference between a minor setback and a major financial loss. Schedule regular interviews with our experienced agent to help ensure your policies reflect your current operations, assets, and risks. Use the following checklist to evaluate your current policies and identify any gaps in protection. General Liability...

Preventing a Home Insurance Claim from Getting Denied

Posted: November 16, 2025

Home insurance offers peace of mind in case of unexpected damage or loss, but that protection only applies if your claim is approved. Many homeowners are surprised to learn their claims are denied for reasons that are often preventable. Knowing how to avoid the pitfalls can help ensure your homeowners' policy works for you when you need it most. Common Reasons for Claim Denials After...