Category: Health Insurance
Preparing for ACA Open Enrollment: What Health Insurance Shoppers Should Know
October 25, 2026
Each fall, individuals and families who buy their own health insurance through the Affordable Care Act marketplace get a window of time to enroll in...
Deductibles, Copays, and Coinsurance: Understanding Your Health Insurance Costs
October 10, 2026
Health insurance comes with its own vocabulary, and terms like deductible, copay, and coinsurance are often used without much explanation. Understanding what each one means,...
Health Insurance Options for College Students
September 25, 2026
A New Season Brings New Health Insurance Questions As students head off to college, health insurance is often one of the last things on their...
Preventive Care and Health Insurance: What Is Typically Covered at No Cost?
August 25, 2026
August is National Immunization Awareness Month—a timely reminder that staying current on vaccines and preventive health services is an important part of overall well-being. For...
Growing Your Family? Here’s What You Need to Know About Health Insurance Coverage
August 10, 2026
Welcoming a new child into your family is one of life's biggest milestones—and it comes with a lot of decisions to make. Among the practical...
Short-Term Health Insurance: What It Covers, What It Doesn’t, and Who It’s For
July 25, 2026
Life doesn't always follow a neat timeline, and health insurance coverage gaps can happen to almost anyone. Whether you're between jobs, waiting for employer benefits...
Understanding Open Enrollment: When and How to Review Your Health Insurance Options
July 10, 2026
Once a year, most people have the opportunity to review their health insurance and make changes to their coverage—a period known as open enrollment. Whether...
What Is a Health Savings Account (HSA) and How Does It Work With Your Health Insurance?
June 25, 2026
If you have a high-deductible health plan (HDHP), you may be eligible to open a Health Savings Account (HSA) — a tax-advantaged savings account that...
Health Insurance 101: A Guide for First-Time Buyers
June 10, 2026
For young adults navigating their first health insurance purchase — whether aging off a parent's plan, starting a new job, or simply exploring coverage for...
5 Ways to Live Well & Age Well
May 25, 2026
Healthy aging comes from consistent daily habits, not big changes. Simple actions like walking regularly, going to doctor appointments, eating healthy foods, and staying connected...
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Customer Reviews
Nearly a decade ago, I was looking for an insurer for our small business. ...
Cassie C
CC
Ben and staff at Heartland Insurance have well exceeded my expectations and...
Mike P
MP
I have used Ben the owner of Heartland Insurance Agency for 10 years-- Very...
Kevin C
KC
We've had our personal and business insurance with heartland insurance for 15...
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AK
Ben and his stuff are very helpful and always go above the expectation of my...
Max A
When you need to navigate through the world of health insurance Ben is a...
Mike J
Ben was amazing to work with. He took all the stress and guess work out of...
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Thanks Ben!
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Time and time again Ben has provided valuable support for my business allowing...
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I highly recommend contacting Ben...
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